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Who was your first financial advisor?

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And I'm not necessarily talking

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about someone in a suit
with charts and investment plans.

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Often our earliest money lessons
come from family and friends.

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Whether it's a parent urging you
to save for a rainy day,

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or living in a financially cautious
household.

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Family shapes your approach
to spending, saving and money management.

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As we move into adolescence and adulthood,

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friends and peers
begin to play a more significant role.

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We're often influenced
by who we surround ourselves with.

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If we have friends
that spend recklessly and pay no mind

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to their credit card debt,
we can be tempted to do the same.

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Conversely, if we have a friend
who strictly budgets and invest wisely,

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we can be inspired to adopt their habits.

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Not everyone has a

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financial role model growing up
and the absence of advice.

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People often learn through trial and error

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and that path can be challenging.

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As you age, whether you're aware of it
or not, your financial decisions,

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habits, and attitudes can serve as a guide
for those around you.

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Just as you once learned
by observing the financial behaviors

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of your parents or peers,
others are now watching you.

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I'm Will Murphy,
and it's an honor and privilege

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to serve a select group of clients,

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helping them to build, manage,
and protect their wealth.

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Balancing emotions
and feelings with reason

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and logic
to improve financial decision making.

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Thanks for watching.