Who was your first financial advisor?
And I'm not necessarily talking
about someone in a suit with charts and investment plans.
Often our earliest money lessons come from family and friends.
Whether it's a parent urging you to save for a rainy day,
or living in a financially cautious household.
Family shapes your approach to spending, saving and money management.
As we move into adolescence and adulthood,
friends and peers begin to play a more significant role.
We're often influenced by who we surround ourselves with.
If we have friends that spend recklessly and pay no mind
to their credit card debt, we can be tempted to do the same.
Conversely, if we have a friend who strictly budgets and invest wisely,
we can be inspired to adopt their habits.
Not everyone has a
financial role model growing up and the absence of advice.
People often learn through trial and error
and that path can be challenging.
As you age, whether you're aware of it or not, your financial decisions,
habits, and attitudes can serve as a guide for those around you.
Just as you once learned by observing the financial behaviors
of your parents or peers, others are now watching you.
I'm Will Murphy, and it's an honor and privilege
to serve a select group of clients,
helping them to build, manage, and protect their wealth.
Balancing emotions and feelings with reason
and logic to improve financial decision making.
Thanks for watching.